Accounts with their own interest
Current, savings, investment and cash accounts; IBAN stored as last four; cards can be frozen and unfrozen.
Finance
The family ledger.
Accounts, deposits, investments, securities and loans in one double-entry ledger — with approvals, period locks, FX and bank reconciliation.
The family ledger.
Clear to the last riyal.
Accounts, deposits, investments, securities and loans in one double-entry ledger — with approvals, period locks, FX and bank reconciliation.Arabic & English · Double-entry · Approval thresholds
One general ledger Approvals above a limit Period close
Finance capabilities
Every number has a row behind it.
From a bank account to a security trade, everything posts through the same ledger.Term deposits that behave
Payout schedules, rate history, auto-renew, maturity and early close — each move posted to the ledger.
Investments and distributions
Bank products with movements, balance logs and a variance check before a value is accepted.
Securities on average cost
Append-only trades, manual prices, realised and unrealised profit, and allocation by holding.
Loans with a real payoff plan
A generated amortisation table plus snowball and avalanche planners for debts.
Ledger and reconciliation
Trial balance, chart of accounts, line classification, CSV/XLS import and statement matching.
Built-in controls
The ledger does not take shortcuts.
Large amounts need a second pair of eyes, and a closed period stays closed.Approval threshold
Entries above the family threshold (5,000 by default) park as PendingApproval until a second approver acts.
Period lock
Posting and reversal stop at the closed-through date, so backdated entries cannot rewrite a month.
Posted means posted
A posted entry is reversed, never edited; classification is refused after posting.
Validated and audited
Positive amounts, enabled currency and account currency must agree; every action leaves an audit trail.
A month in the life of the ledger
Log, approve, reconcile, close.
The family knows where the money went without rebuilding it at year end.Set the rules
Choose the approval threshold and the closed-through date.
Open the accounts
Enable currencies and banks, then add accounts with opening balances.
Log the movements
Income, expense and transfers one by one or in a bulk batch.
Approve what needs it
Entries above the limit wait for a second approver.
Reconcile and close
Match the bank statement, close the session, then close the period.
One ledger every account
Why it matters
A ledger you can explain.
Family money is shared money; the record should be readable by everyone who shares it.
- One GL for deposits, loans and investments
- Approvals above a family threshold
- Closed periods stay closed
- Posted rows are reversed, never edited
- FX rates with manual override
- CSV/XLS import with match suggestions
Connected to the family
Money has people behind it.
Every document names the member, and every movement lands in one ledger.Family core
Accounts, deposits and loans record the family member responsible.
Beneficiaries
Beneficiaries and groups act as counterparties for family transfers.
FX feed
A daily feed supplies rates; manual rates always win where entered.
Audit and notifications
Approvals notify the right member and deep-link to the account.
Attachments
Statements and documents attach to the account without leaving the ledger.
One posting path
Deposits, loans and investments all post through the same transaction service.
See the whole picture
The numbers should not live in three apps.
Put the family's accounts, deposits and loans on one ledger with a clear audit trail.
Arabic & English · Private by design · Part of the Sulala platform